Equity: Jurnal Ekonomi

The Impact of Direct Cash Transfers (BLT) and Non-Cash Transfers (BNT) on Poor Households in Rokan Hulu District

Khairini Rini, Dahlan Tampubolon, Rita Yani Iyan — Tue, 29 Aug 2023 06:14:55 +0000

This study aims to determine how the impact and differences of Direct Cash Assistance (BLT) and Non-Cash Assistance (BNT) on Poor Households in Rokan Hulu Regency. The method used in this research non probability sampling with number of samples as many as 80 poor household respondents who received Direct Cash Assistance (BLT) and Non-Cash Assistance (BNT). The data used in this research are primary data and secondary data. The data analysis method used was descriptive qualitative analysis and the Independent Sample T-test. The results of this study indicate that Direct Cash Assistance (BLT) and Non-Cash Assistance (BNT) have an impact on poor households in the Ujung Batu sub-district. Poor Households in the Ujung Batu sub-district of Rokan Hulu district and there is a difference between poor households that receive Direct Cash Assistance (BLT) and Non-Cash Assistance (BNT).

Fostering Economic Resilience in Pangkalpinang: A Qualitative Investigation into MSME Development Strategies

Wed, 10 Jan 2024 00:00:00 +0000

Micro, small and medium enterprises (MSMEs) have a significant role in the economies of developing countries. After the Covid-19 pandemic, the transformation of MSMEs needs to be strengthened through optimizing the use of digital technology. MSME development is carried out through the pillars of corporatization, capacity building, and financing policies, in order to create productive, innovative, and adaptive MSMEs. The number of cooperatives and MSMEs in Pangkalpinang City in 2022 will reach 23,119 MSMEs and is the largest sector in absorbing labor in Pangkalpinang City. Optimizing the role of MSMEs as the backbone of the economy will continue to be directed at efforts to increase productivity and inclusive regional economic growth, through adaptation to digital changes. This study is a strategic step in developing cooperatives and SMEs to increase regional economic growth to provide answers to current problems. The data used in this study are qualitative data and quantitative data. Data collection techniques are questionnaires, interviews and documentation. This study uses fishbone diagram analysis and SWOT analysis. The results of this study are that MSMEs in Pangkalpinang City are in quadrant I position. This means that MSMEs are advised to carry out an aggressive strategy by using internal strengths to take advantage of external opportunities to achieve increased MSME growth. Weak elements of the marketing strategy for Cooperatives and MSMEs in Pangkalpinang City are caused by weak digital marketing factors, product innovation, and partnerships with market places, startups, and others

The Impact of the flypaper effect on the Province of Bangka Belitung in the Context of Spatial Relationships

Aja Nasrun, Sri Hapsari Murni Handayani — Wed, 10 Jan 2024 01:44:32 +0000

Local governments must ensure proper financial management by carefully planning the allocation of regional funds (such as DAU/DAK/DBH) and expenditures (BELANJA), as well as maximizing effective and efficient income (PAD). However, the funds received by the regions from the central government are being used in an uneven manner, referred to as the flypaper effect. Despite this, the local government's expenditures have failed to close the fiscal gap and the amount of regional funds being used is greater than the amount of regional income. This study trains to examine the presence of the flypaper effect in Bangka Belitung and the impact of spatial elements on it. Utilizing data from 2006 to 2020 and employing a modified row normalized queen contiguity modified matrix with direct transportation connection, the research objectives were deployed. The study utilized the Spatial Durbin Model (SDM) to analyze the data. The findings indicated the presence of the flypaper effect in the Bangka Belitung Islands with spatial dependencies between 2006 and 2020. And only the Decentralized Allocation of Funds (DAU) was affected by the flypaper effect when there was spatial interdependence in Bangka Belitung. The influence of DAU on regional expenditure (BELANJA) was stronger than its effect on regional income (PAD). Increasing BELANJA in one jurisdiction would lead to an increase of 37 percent in other regions. The spillover effect of the decomposed lump-sum grants was related only to DAU in the context of spatial relationship. Local expenditure in Bangka Belitung was dependent on other locals.

Analyzing the Relationship between Corporate Governance and Financial Performance in BUMDs in Indonesia

Gitta Destalya Adrian Nova, Anis Feblin, Mardiah Kenamon, Yusi Inaya Putri — Wed, 10 Jan 2024 02:13:55 +0000

Abstract

This study aims to determine the effect of budget participation, accountability accounting and motivation on managerial performance of regional water companies in Ogan Komering Ulu Regency. Research using a quantitative approach with primary data sources. The population was 200 employees, the sampling technique used random sampling as much as 25 percent of the population, by distributing questionnaires. The analysis technique uses multiple linear regression with hypothesis testing, namely partial test (t test) and simultaneous test (f test). The results in this study indicate that the variables of Budget Participation (X1), Accountability Accounting (X2) and Motivation (X3) have a significant effect on Managerial Performance (Y) of the Regional Drinking Water Company of Ogan Komering Ulu Regency both partially and simultaneously. The coefficient of determination (Adjusted R square) is 0.960, indicating that 96% of managerial performance variables at PDAM OKU Regency can be explained by the three independent variables.

Keywords: Managerial Performance, Accountability Accounting, Budget Participation and Motivation.

Determination of Customer Satisfaction of Bank Muamalat Palembang Branch Office

Nuri Fingkel, Nilawati Nilawati, Muhammadinah Muhammadinah, M Iqbal — Wed, 10 Jan 2024 00:00:00 +0000

The purpose of this study was to determine the effect of service quality, trust and excellent service on customer satisfaction at Bank Muamalat Palembang Branch Office. The study population was 48,783 customers of Bank Muamalat Palembang Branch Office, using the slovin formula, a sample of 100 people was obtained. Data collection using questionnaires distributed to respondents regarding service quality, trust, excellent service and customer satisfaction. The data analysis technique uses liner regression with hypothesis testing using the t test. The results showed that service quality affects customer satisfaction with a significance value of 0.017 <0.05. Trust affects customer satisfaction with a significance value of 0.019 <0.05 and excellent service affects customer satisfaction with a significance value of 0.007 <0.05. The results of this study can be concluded that all independent variables in this study include service quality, trust and excellent service affect customer satisfaction. It is hoped that the results of this study can be taken into consideration in order to make decisions regarding increasing customer satisfaction.

Analysis of Increasing Human Development Index (HDI) based Forecasting Approches

Hamsani Hamsani, M. Afdal Samsuddin, Achmad Affandi, Ricca Affressia — Wed, 10 Jan 2024 04:22:49 +0000

Abstract: The purpose of this study is to analyze strategies for increasing human development index (HDI) in South Bangka Regency, Bangka Belitung Islands Province, Indonesia, from 2010 to 2021 using descriptive analysis and forecasting methods using the exponential method. Human development index is measured by three components are education, health, and a decent standard of living. The results of this study show that increasing the human development index in Bangka Selatan Regency in the short term can be increased by increasing the standard of living component by increasing per capita spending, while the education and health components can be increased in the long term. the results of the forecasting show that from 2023 to 2031, the HDI in South Bangka Regency will continue to increase.

Digital and Financial Access: Evidence from Household Consumption in Indonesia

Besti Novianda, Indah Maya Sari, Verni Juita — Mon, 15 Jan 2024 03:17:37 +0000

This research focuses on the influence of formal finance access and digital financial services on household consumption in Indonesia. Researchers use secondary data by digging into information obtained from Susenas 2019 and using The Ordinary Least Square (OLS) method. The research results show that the development of Access to formal finance and digital financial services is increasingly developing, which will increase household consumption in Indonesia. The results of this study are based on previous studies. The results imply that digital financial inclusion can increase household consumption expenditure in Indonesia. It is important for policymakers to find the right mechanism to improve the financial well-being of Indonesia's economically vulnerable population. Promoting the comprehensive and balanced development of financial institutions is an important step to stimulate household consumption. Therefore, financial institutions need to embrace digital finance as a great opportunity and expand their market by providing easier access to financial services for low- and middle-income households so that people can reap the desired benefit.

The Financial Performance and Macroeconomic Factors Affecting Sharia Banking Market Share in Indonesia

Itsnaini Chusnul Khotimah, Novita Sari, Lita Ayudha Ningsih — Tue, 16 Jan 2024 04:13:37 +0000

This research aims to find out which variables influence the sharia market share in Indonesia. This research is quantitative research with secondary data. The variables used in this research are financial performance with DPK, NPF, FDR and ROA indicators, as well as macroeconomic factors with indicators of inflation, interest rates and exchange rates. The sample for this research is the 2019-2023 Islamic banking monthly report. This research uses multiple linear regression analysis methods with partial tests (t tests), simultaneous tests (f tests) and coefficient of determination (R2). The results of this research are that DPK and the exchange rate have a significant effect on market share, while other variables NPF, FDR, ROA, Inflation & Interest Rates do not have a significant effect on market share.

The Moderation Role of Budget Ratcheting: The Relationship Between Fiscal Decentralization and Regional Spending

Jurni Hayati, Tiara Pradani, Dodi Tirtana — Wed, 17 Jan 2024 14:44:41 +0000

This research aims to determine whether there is a relationship between fiscal decentralization and local government public spending in Indonesia. This research also aims to determine how budget ratcheting can strengthen the relationship between fiscal decentralization and local government regional spending in Indonesia. This research is a development of a which was modified by adding a Budget Ratcheting variable as moderation. The method used in this research is quantitative by analyzing data collected from provincial-level regional expenditure budget reports in Indonesia from 2018 to 2022. The research results show a significant influence of Fiscal Decentralization (TKDD) on Regional Expenditures (BD). Still, there is no significant influence of Fiscal Decentralization (TKDD) on Regional Expenditures (BD), which is moderated by the Budget Ratcheting (RB). There is a significant influence of Fiscal Decentralization (TKDD) on Regional Expenditures (BD) after adding control variables (PAD and PL). However, there is a moderating influence of theBudget Ratcheting (RB) in strengthening the influence of Fiscal Decentralization (TKDD) on Regional Expenditures (BD) after the control variables (PAD and PL) remain insignificant, so it can be stated that theBudget Ratcheting has not been able to strengthen the positive relationship between fiscal decentralization and regional spending after adding the control variables (PAD and PL).

The Economic Effects Financial Technology (FinTech) Adoption on Small and Medium-Sized Enterprises: Insights from Palembang, Indonesia

Indah Diana, Dewi Sartika — Sun, 21 Jan 2024 07:31:27 +0000

Micro, Small, and Medium Enterprises (MSMEs) are important for This study was conducted to determine how financial technology (Fintech) is used by MSMEs in Palembang City, Indonesia. To manage accounting information, namely to find out the extent to which MSME players have used the benefits of fintech. The respondent population consists entirely of MSMEs in Palembang City, Indonesia. With a total of 100 respondents. This research is a type of quantitative research using primary data obtained from the results of filling out questionnaires. Purposive sampling is used by researchers in relation to sampling strategies, especially MSME players who have used digital payment systems. The data analysis method used in this study to descriptively examine respondents' responses is SEMPLS with the help of SmartPLS software. Based on the research findings, the use of fintech effectively, simply, and without risk has a significant impact on management accounting information.