Novianda, Besti, Indah Sari, and Verni Juita. “Digital and Financial Access: Evidence from Household Consumption in Indonesia”. Equity: Jurnal Ekonomi 11, no. 2 (January 15, 2024): 62-70. Accessed May 11, 2024. https://equity.ubb.ac.id/index.php/equity/article/view/227.